Kentucky Rural Letter ​​​Carriers' Association

Provident Guild













Stephanie Endicott
PH: 606-483-2944

Please contact her for any questions on Provident Guild.


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If you are not a member of the Provident Guild, please read this article. If you are a member but your spouse isn’t, please read this article.

The Provident Guild is a non-profit death benefit available to rural carriers and their spouses as long as they are under 56. Yearly membership dues are based on your age when you join and range from $10 to $50.


There is no physical exam necessary to join, dues will not increase as you get older and nonpayment of yearly dues is the only reason your membership can be cancelled.
When a member passes away and a claim form is submitted, a check will be issued to the beneficiary. After the National Convention a second check will be sent.


Joining the Guild is easy. All that is necessary is filling out a simple application, paying one year’s dues and a one time $2 fee. For more information or an application form, please contact me.


Stephanie Endicott   KYRLCA Provident Guild Rep